financial

Life Insurance Awareness Month

According to the 2018 Insurance Barometer Study (Life Happens/LIMRA), 84 percent of adults believe most people need life insurance . . . yet only 59 percent say they have it themselves. So why are so many people underinsured? It’s often due to misconceptions about life insurance.

By |September 11th, 2019|Categories: Blog|Tags: |Comments Off on Life Insurance Awareness Month

Why My Three Daughters Have Life Insurance

When my children were born, the last thing I wanted to think about was the possibility that I might outlive these beautiful treasures. I was so caught up in the awe of being a parent to these healthy little dears that, for years, I thought only about the bright and wonderful futures each of them would have.

By |August 9th, 2019|Categories: Blog|Tags: |Comments Off on Why My Three Daughters Have Life Insurance

Don’t Make My Mistake

I was so proud of myself when I purchased my first life insurance policy 26 years ago. Just getting ready to tie the knot and start a life with my sweetheart, I felt the grown-up thing to do was to get life insurance.

By |July 11th, 2019|Categories: Blog|Tags: |Comments Off on Don’t Make My Mistake

Reduce Your Tax Liability With This Easy Fix

If you have assets like a CD, money market account, stocks or bonds that you have been planning to transfer to the next generation as a legacy, here is something you should know: These types of assets often pass to your beneficiaries with either tax or probate consequences.

By |June 7th, 2019|Categories: Blog|Tags: |Comments Off on Reduce Your Tax Liability With This Easy Fix

Make that Surplus Tax Refund Work for You

Sure, treat yourself to a new pair of shoes or see that award-winning film before the month is out. Then, jump in and consider the best way to use your tax refund. Here are some ideas. 1. Pay off debt - Don't let those credit cards get the best of you...

By |May 11th, 2019|Categories: Blog|Tags: |Comments Off on Make that Surplus Tax Refund Work for You

If You Turned 70 during 2018, You Should Read This

Happy belated birthday, and congratulations on now needing to understand required minimum distributions (RMDs) from your annuities! Annuities are a great way to supplement your social security or pension plans. Not only do they accumulate cash tax-deferred, but they also offer you guaranteed payments for life. When the markets are volatile, it is nice to know that your annuity is protecting [...]

By |April 10th, 2019|Categories: Blog|Tags: |Comments Off on If You Turned 70 during 2018, You Should Read This

Tame Your Tax Situation with a Fixed Annuity

Perhaps you are saving for retirement, or maybe you have already hit your goal for retirement savings. Either way, if you are a conservative investor who wants to build assets for the future and don’t sleep well when the markets look more like a roller coaster than a merry-go-round, a fixed annuity may be a good fit. There are not a [...]

By |March 12th, 2019|Categories: Blog|Tags: |Comments Off on Tame Your Tax Situation with a Fixed Annuity