Perhaps you are saving for retirement, or maybe you have already hit your goal for retirement savings. Either way, if you are a conservative investor who is wary of market fluctuations, but you still want to build assets for the future, then a fixed annuity may be a good option for you.
We know the passion you have for your local lodge and for your family, which is why we have upgraded our Guaranteed Issue and Simplified Issue Whole Life products to include your future membership dues.
Most people approaching retirement know that delaying Social Security can maximize their retirement income by increasing the size of their payments. Up to a point, the longer you wait the more money you get.
According to the 2018 Insurance Barometer Study (Life Happens/LIMRA), 84 percent of adults believe most people need life insurance . . . yet only 59 percent say they have it themselves. So why are so many people underinsured? It’s often due to misconceptions about life insurance.
When my children were born, the last thing I wanted to think about was the possibility that I might outlive these beautiful treasures. I was so caught up in the awe of being a parent to these healthy little dears that, for years, I thought only about the bright and wonderful futures each of them would have.
I was so proud of myself when I purchased my first life insurance policy 26 years ago. Just getting ready to tie the knot and start a life with my sweetheart, I felt the grown-up thing to do was to get life insurance.
If you have assets like a CD, money market account, stocks or bonds that you have been planning to transfer to the next generation as a legacy, here is something you should know: These types of assets often pass to your beneficiaries with either tax or probate consequences.
Sure, treat yourself to a new pair of shoes or see that award-winning film before the month is out. Then, jump in and consider the best way to use your tax refund. Here are some ideas. 1. Pay off debt - Don't let those credit cards get the best of you...
Happy belated birthday, and congratulations on now needing to understand required minimum distributions (RMDs) from your annuities! Annuities are a great way to supplement your social security or pension plans. Not only do they accumulate cash tax-deferred, but they also offer you guaranteed payments for life. When the markets are volatile, it is nice to know that your annuity is protecting [...]
Perhaps you are saving for retirement, or maybe you have already hit your goal for retirement savings. Either way, if you are a conservative investor who wants to build assets for the future and don’t sleep well when the markets look more like a roller coaster than a merry-go-round, a fixed annuity may be a good fit. There are not a [...]